Yes, it’s true. I fear debt. I’ve written about it before, and it’s this fear of debt that’s the main reason I don’t own a house. The very thought of owing anyone money – beyond next month’s rent – gives me the creeps.
But I may be facing some debt in the near future. Ye Olde Jeep isn’t doing so good these days. She’s leaking some oil, and has a slight lifter knock under the hood. *sigh* Since I only have about $2500 in the savings account, I think I’m going to have to take on some debt in the form of a car payment.
I’ve been online looking at some vehicles the past few days, since I noticed the distinct droplets on the pavement under the carriage. Good god, cars are expensive these days! I haven’t purchased a vehicle in about ten years. The last Jeep I paid for was purchased outright with insurance funds because I totaled the truck I had been driving on the front end of an 18-wheeler. Damn black ice. So I bought the Jeep and my savings account and budget never knew the difference. Then I sold that Jeep when I was living in the city because I had no need for a vehicle – and it was getting old and probably needed more work on it than it was worth. When I needed another vehicle, permanently, my Dad gave me the Jeep I have now. It’s a 1995 Grand Cherokee, with 150,000 miles. It’s been a good truck for the past five years – but it’s time has come. *sniff, sniff*
I would love to have a Subaru Outback wagon, but lord in heaven, I can’t afford something like that. Do you know they want like $30 grand for those? Sheesh! But the local Suby dealer has a 2006 Jeep Liberty on their lot for about $13,000. It’s only got 55,000 miles – which isn’t too bad. And it’s blue. 🙂 So I dunno. I may clean up the Jeepers in the next few days and take a ride over there to see what they have to say. I might wait until it’s raining, since it’s leaking some oil. (I know, bad Car-ma…but oh well. They’ll figure it out after I leave.)
My budget can easily afford a car payment, but I just don’t want to do it. I don’t owe anything to anyone at this point (with the exception of rent and utilities) – so I’m pretty wide open. But the thought of having debt gives me a heavy feeling in my gut. Unfortunately, I don’t think the Jeep will last much longer, I’m afraid. All told, I drive close to 375 miles a week. Maybe a little more. So I need something reliable that won’t strand me on the side of a dark and lonely Montana highway. And living up here in the mountains, I need 4wd, too – which adds big bucks to the price tag. *sigh*
So we’ll see what the next couple weeks brings. Maybe I’ll have myself a new Jeep for Christmas this year.